Published January 30, 2023
I Want To Buy A House

The internet is a crazy place. You can find almost literally anything you want to find, any time. The problem is, sometimes the most obvious answers are the hardest to find. So I wanted to give an uber-specific start to "How to Buy A House" because what seems obvious to some, may seem like brain surgery to others.
Just as you would start the process of buying literally anything, the first step in buying a house is getting the money to buy it. This step is a little less obvious in buying a house because normal people don't have $200,000 + just sitting in their bank account. You will more than likely need to get a loan.
So... Step 1. Talk to a mortgage broker. They can give you all of the information that you need to get started. The end goal of this conversation is to obtain what is called a "Pre-approval" or at last a plan to get there. A pre-approval can be looked at as your home buying gift card. The broker will tell you exactly what price house you can afford to buy based on the information you give them. They'll put it into a letter which you will present with any offer you make.
This is an incredibly important first step. You wouldn't waste time shopping for Ferrari's if you knew you could only afford a Honda. And similarly, you wouldn't waste time shopping for a KIA when you could afford the Mercedes.
So that's the long version of step 1. The short version is TEXT ME (502)751-3561. I'll give you a few names of trusted mortgage brokers that can get you a pre-approval, or a plan to get one, in a 10 minute phone call or even just a few texts.
It really is that easy. As a buyer, it does not cost you anything to use a mortgage broker OR a realtor. Let us work for you and get you into a home. It is HANDS DOWN the easiest way to accumulate wealth.